| Purpose |
» Purchase/Construction of House/Banglow |
| » Repairs of Flat/row House/Banglow |
| Loan Amount |
» 1) @ 85% of the estimated amount for purchase |
| » 2) @ 75% of the estimated amount for repairing |
| Guarantor |
» Two (Creditworthy Guarantor's) |
| Membership |
» Yes, @ 2.5 % of Loan Amount share holding |
| Margin |
» 15% Purchase Cost |
| » 25% Repairing Cost |
| Security |
» Registered Mortgage of the said Property |
| » Additional Collateral Security (if required) |
| Documents |
» Search & Title Report / Property Documents |
| » Purchase Deed / D/A, P/A, N/A Order of Builder |
| » Commencement Certificate |
| » Sanctioned Plan Copy (True copy) |
| » Builder / Society NOC |
| » Estimate (in case of construction) |
| » Original copy of Agreement to Sale |
| » Latest Income Proof of Applicant & Guarantor’s, search title, valuation |
| • In case of Businessman- Last three I T returns with audited Financial Statement. |
| Bank Track Record last year |
| • In case of Salary Earner – Last three months Salary Certificate and |
| one years Salary a/c statement. |
| » ID & RD Proof's documents of Applicant & Guarantor's |
| » Aadhar Card |
| » PAN Card |
| Pre-closure |
» No Pre-closure Charges |
| Loan Processing Fee |
» As Applicable (Service Charges) |
